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	<title>Loud Mom &#187; Work &amp; Money</title>
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		<title>Starting a Scrapbook Business</title>
		<link>http://loudmom.com/2009/02/starting-a-scrapbook-business/</link>
		<comments>http://loudmom.com/2009/02/starting-a-scrapbook-business/#comments</comments>
		<pubDate>Wed, 25 Feb 2009 04:43:05 +0000</pubDate>
		<dc:creator>loudmom22</dc:creator>
				<category><![CDATA[Work & Money]]></category>
		<category><![CDATA[make money scrapbook]]></category>
		<category><![CDATA[making money scrapbooking]]></category>
		<category><![CDATA[scrapbooking business]]></category>
		<category><![CDATA[starting a scrapbook business]]></category>

		<guid isPermaLink="false">http://loudmom.com/?p=91</guid>
		<description><![CDATA[Starting a scrapbook business can be a great way to turn a part-time hobby into a full-time income. Learn what you need to know to start a scrapbook business as well as different resources for everything from establishing a business to marketing your products and services. <a href="http://loudmom.com/2009/02/starting-a-scrapbook-business/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>Starting a scrapbook business can be a unique business idea if you enjoy scrapbooking and would like to turn your hobby into a home based business and extra way to earn money.</p>
<p>Like all businesses, a scrapbooking business requires a little planning and learning to be successful, but it is not any more difficult than starting any other business.</p>
<p><strong>Here are some things to consider before starting a scrapbook business:</strong></p>
<p><strong>What Services Will You Provide</strong>: There are many potential services you can offer in a scrap booking business. You can sell scrapbook supplies and host scrapbooking parties, you can create custom made scrapbooks for others to give as gifts, or you can teach others how to scrapbook. Think about what you would need as someone who scrapbooks, or what others have asked you for help with &#8211; those are all potential ideas for the services you can provide others with your own scrapbook business.</p>
<p><strong>The Demand For Your Services</strong>: People may not know that they need your services, or there may be so many people that need your services that you will have no problem finding customers for your scrapbook business. Do some research both online and off on realistically how many customers you can expect.</p>
<p><strong>How You Will Market Yourself:</strong> How will you spread the word that you have started a scrapbooking business? You can do this through a variety of ways, both online and off. Creating a website, networking with others, and even well researched advertisements can help you spread the word and market yourself and your services.</p>
<p><strong>What Are Your Start Up Costs</strong>: Every new business has start up costs. You will need to calculate everything it will cost you to get started, including scrapbooking supplies, marketing materials, and any other expenses. Don&#8217;t forget you will also want to check with your local laws on starting a business to make sure you have done all of the necessary steps in starting your own home based business.</p>
<p><strong>How Will You Sell Your Products and Services:</strong> You can sell your products and services online and off. You can sell products on sites such as <a rel="nofollow" href="http://rover.ebay.com/rover/1/711-53200-19255-0/1?type=1&amp;campid=5336142873&amp;toolid=10001&amp;customid=scrapbookbiz">eBay</a> and others or create your own. To sell your products off line, you will need to decide how you will go about contacting and managing customers and orders.</p>
<p>All of these questions will help you create a business plan for your scrapbooking business. A business plan may seem like a pain, but it is essential in starting your home based business in an organized manner and making sure that it is the right decision for you before you incur any start up costs or invest time into it. Once you have done some careful planning and research, you may be ready for a step by step book such as this ebook you can purchase with a 30 day risk free trial <a rel="nofollow" href="http://vera5d.scrappro.hop.clickbank.net/?tid=SCRPBKBZ">here</a>.</p>
<p>If you prefer a &#8220;real book&#8221;, Amazon has several that may be of interest to you:</p>
<p><strong><a href="http://www.amazon.com/gp/product/0966979923?ie=UTF8&amp;tag=itmightbelove-20&amp;linkCode=as2&amp;camp=1789&amp;creative=390957&amp;creativeASIN=0966979923">The Scrapbooker&#8217;s Guide to Business</a></strong><img style="border:none !important; margin:0px !important;" src="http://www.assoc-amazon.com/e/ir?t=itmightbelove-20&amp;l=as2&amp;o=1&amp;a=0966979923" border="0" alt="" width="1" height="1" />: This guide gives you a variety of different scrapbooking business plans you can use to model your own, as well as many resources and different ways for promoting yourself. <a href="http://www.amazon.com/gp/product/0966979923?ie=UTF8&amp;tag=itmightbelove-20&amp;linkCode=as2&amp;camp=1789&amp;creative=390957&amp;creativeASIN=0966979923">Read Reviews</a><img style="border:none !important; margin:0px !important;" src="http://www.assoc-amazon.com/e/ir?t=itmightbelove-20&amp;l=as2&amp;o=1&amp;a=0966979923" border="0" alt="" width="1" height="1" /></p>
<p><strong><a href="http://www.amazon.com/gp/product/1581154062?ie=UTF8&amp;tag=itmightbelove-20&amp;linkCode=as2&amp;camp=1789&amp;creative=390957&amp;creativeASIN=1581154062">Scrapbooking for Profit: Cashing in on Retail, Home-Based and Internet Opportunities</a></strong><img style="border:none !important; margin:0px !important;" src="http://www.assoc-amazon.com/e/ir?t=itmightbelove-20&amp;l=as2&amp;o=1&amp;a=1581154062" border="0" alt="" width="1" height="1" />: This book gives you a variety of different ideas and gives you all the information you need to know for starting your own home based business. It is slightly outdated, but covers the basics you need to know. <a href="http://www.amazon.com/gp/product/1581154062?ie=UTF8&amp;tag=itmightbelove-20&amp;linkCode=as2&amp;camp=1789&amp;creative=390957&amp;creativeASIN=1581154062">Read all reviews.</a><img style="border:none !important; margin:0px !important;" src="http://www.assoc-amazon.com/e/ir?t=itmightbelove-20&amp;l=as2&amp;o=1&amp;a=1581154062" border="0" alt="" width="1" height="1" /></p>
<p><strong><a rel="nofollow" href="http://www.amazon.com/gp/product/0967613884?ie=UTF8&amp;tag=itmightbelove-20&amp;linkCode=as2&amp;camp=1789&amp;creative=390957&amp;creativeASIN=0967613884">Secrets of Scrapbooking Success : Making Money, Making Memories</a><img style="border:none !important; margin:0px !important;" src="http://www.assoc-amazon.com/e/ir?t=itmightbelove-20&amp;l=as2&amp;o=1&amp;a=0967613884" border="0" alt="" width="1" height="1" />:</strong> This book gives you the information you need to know for starting a scrapbook business, as well as many real life stories from successful scrapbook business owners. <a rel="nofollow" href="http://www.amazon.com/gp/product/0967613884?ie=UTF8&amp;tag=itmightbelove-20&amp;linkCode=as2&amp;camp=1789&amp;creative=390957&amp;creativeASIN=0967613884">Read Reviews&#8230;</a><img style="border:none !important; margin:0px !important;" src="http://www.assoc-amazon.com/e/ir?t=itmightbelove-20&amp;l=as2&amp;o=1&amp;a=0967613884" border="0" alt="" width="1" height="1" /></p>
<p>There are many other books available that cover all the aspects to starting and running a scrapbook business &#8211; <a rel="nofollow" href="http://www.amazon.com/gp/redirect.html?ie=UTF8&amp;location=http%3A%2F%2Fwww.amazon.com%2Fs%3Fie%3DUTF8%26rs%3D3%26ref%255F%3Dsr%255Fnr%255Fn%255F0%26keywords%3Dscrapbook%2520business%26bbn%3D2741%26qid%3D1235536026%26rnid%3D3%26rh%3Di%253Aaps%252Ck%253Ascrapbook%2520business%252Ci%253Astripbooks%252Cn%253A3%252Cn%253A2741&amp;tag=itmightbelove-20&amp;linkCode=ur2&amp;camp=1789&amp;creative=390957">click here to see them all.</a><img style="border:none !important; margin:0px !important;" src="https://www.assoc-amazon.com/e/ir?t=itmightbelove-20&amp;l=ur2&amp;o=1" border="0" alt="" width="1" height="1" /></p>
<p>Know of any other resources for starting a scrapbook business? Share them in the comments below!</p>
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		<item>
		<title>Becoming a Virtual Assistant</title>
		<link>http://loudmom.com/2009/02/becoming-a-virtual-assistant/</link>
		<comments>http://loudmom.com/2009/02/becoming-a-virtual-assistant/#comments</comments>
		<pubDate>Sun, 15 Feb 2009 23:50:16 +0000</pubDate>
		<dc:creator>loudmom22</dc:creator>
				<category><![CDATA[Work & Money]]></category>
		<category><![CDATA[becoming a virtual assistant]]></category>
		<category><![CDATA[home based business ideas]]></category>
		<category><![CDATA[starting a virtual assistant business]]></category>
		<category><![CDATA[virtual assistant jobs]]></category>

		<guid isPermaLink="false">http://loudmom.com/?p=86</guid>
		<description><![CDATA[If you're thinking of becoming a virtual assistant, this post has everything you need to get started in running a successful virtual assistant home based business.  <a href="http://loudmom.com/2009/02/becoming-a-virtual-assistant/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>Becoming a virtual assistant is a great stay at home work opportunity for moms or anyone else who wants to be able to run their own business from home. After including it in my list of <a href="http://loudmom.com/2009/02/wahm-jobs-work-at-home-opportunities-for-moms/">WAHM jobs</a>, I decided I would write a post dedicated to becoming a virtual assistant to help anyone interested in this home based business get started on the right foot.</p>
<p>There are several ways to go about becoming a virtual assistant, but probably the best way to make the most money is to work for yourself. There are a few companies that are already established that hire virtual assistants on a contractual basis, but if you don&#8217;t mind doing a little leg work you may find working for yourself is the most rewarding. There are basically three steps to becoming a virtual assistant &#8211; preparing your business and plan, marketing yourself and getting clients, and then naturally doing the virtual assistant work and follow up itself.</p>
<p><strong>Before You Start Your Virtual Assistant Home Based Business</strong><br />
Before you get started, there are some things you will need to consider:</p>
<p>1. <strong>What services will you offer?</strong>: This is one of the most important things to decide on, since it is why people will hire you. Will you offer typing services? Database entry? Desktop publishing? Writing press releases? Proofreading? Scheduling and event coordination? Bookkeeping? Make sure that whatever services you offer you are qualified to do them well.</p>
<p>2. <strong>What Will You Charge?</strong>: Pricing is important, too &#8211; you want to make sure you charge enough that it is worth your time, but at the same time if you charge too much some business professionals may not hire you. Do research to see what other virtual assistants are charging and price competitively.</p>
<p>3. <strong>What Supplies Do You Need?</strong>: At the very least, you will need a computer and a telephone. You may also want to consider a fax machine or you can sign up to <a href="http://www.tkqlhce.com/click-2899982-10422354" target="_top">Get a MyFax Number</a> which allows you to receive faxes by email.</p>
<p>4. <strong>Determine Your Target Market and How You Will Reach Them</strong>: Make a list of all the businesses or professionals who may need or use your service. You will also need to make a plan on how you will reach them, since if no one knows about you they won&#8217;t be able to hire you as a virtual assistant! Planning this before you actually start marketing can save a lot of time before becoming a virtual assistant!</p>
<p>5. <strong>Check Out Your State&#8217;s Requirements</strong>: Every country and state has different requirements for how to <a href="http://www.onlinechristianbusinessopps.com">start a business</a>. You may be okay to just work under your social security number and name without registering, but in some areas you may even need a license. You may also want to check into liability insurance. Make sure to check with your local business bureau to make sure you&#8217;ll be covered.</p>
<p><strong>How to Get Clients as a Virtual Assistant</strong><br />
You need clients in order to have a business, here are some ways to help you find them:</p>
<p>1. <strong>Create a Website</strong>: A website is a 24/7 business card and commercial for your services. Remember that your website will represent you and your image as a virtual assistant, so the more professional it looks, the better.</p>
<p>2. <strong>List Your Services Online</strong>: There are many places online where you can list your services. Some are free, others are rather expensive (such as a Yellow Pages Ad). Hopefully by doing your target market you will know which ones would be suitable for attracting potential clients to you.</p>
<p>3. <strong>Join Professional Organizations</strong>: Your local chamber of commerce, networking groups near you (check out meetup.com for some that are free/low cost) and virtual assistant associations can help you spread the word about your business.</p>
<p>4. <strong>Advertise</strong>: Advertising can be hit or miss, but if you&#8217;ve researched your target market carefully you will have a good idea as to where the most effective places to advertise are. One place that is free to try that may bring you clients instantly is Craigslist. You can even use <a href="http://upstartagent.com/2009/02/craigslist-ad-creators/">Craigslist ad creators</a> to make your ad stand out and seem more professional.</p>
<p>5. <strong>Contact Your Target Market</strong>: Depending on who your target market is, you can often call or visit them to introduce yourself and your services. People do not really like being &#8220;sold to&#8221;, but if you have something of value to offer them that can save them time and maybe even make them more money, they will likely be interested. Small local businesses or local professionals may be a good place to start.</p>
<p><strong>Once Your Business is Running</strong><br />
Once you&#8217;ve started your business, it is up to you to run it smoothly.</p>
<p>1. <strong>Produce Quality Results</strong>: The better quality results you have, the more satisfied clients you will have. Satisfied clients = future jobs and referrals.</p>
<p>2. <strong>Deliver Fantastic Customer Service</strong>: People love it when their calls are returned and work is completed quickly. The better customer service you have for your <a href="http://www.workfromyourrv.com/">home based business</a>, the more happier your clients will be and they will come back for more and more and depend on you.</p>
<p>3. <strong>Continue Marketing Until You Have Enough Repeat Business</strong>: Marketing isn&#8217;t something to stop once you have 1-2 clients. If you plan on making this a full-time business, you will have to continually have to market yourself until you have enough steady clients. Once you have enough clients that you start worrying about if you have too many, then you can begin thinking about hiring a second virtual assistant to help you or ease off on your marketing efforts.</p>
<p>4. <strong>Keep Records</strong>: You will need to keep records when it is time to file your taxes. Make sure you track all of your expenses as well as earnings you make so that when you go to file it is not a major nightmare. (It&#8217;s actually pretty easy if you&#8217;re organized!)</p>
<p>Becoming a virtual assistant takes a lot of effort to get started, but once you have steady clients and work you may find it to be very rewarding. Have any other tips on becoming a virtual assistant? Share them in the comments below.</p>
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		<item>
		<title>WAHM Jobs: Work at Home Opportunities For Moms</title>
		<link>http://loudmom.com/2009/02/wahm-jobs-work-at-home-opportunities-for-moms/</link>
		<comments>http://loudmom.com/2009/02/wahm-jobs-work-at-home-opportunities-for-moms/#comments</comments>
		<pubDate>Sat, 14 Feb 2009 22:14:02 +0000</pubDate>
		<dc:creator>loudmom22</dc:creator>
				<category><![CDATA[Work & Money]]></category>
		<category><![CDATA[legit wahm jobs]]></category>
		<category><![CDATA[wahm job]]></category>
		<category><![CDATA[work at home opportunities]]></category>

		<guid isPermaLink="false">http://loudmom.com/?p=72</guid>
		<description><![CDATA[More and more moms today are finding many opportunities to work at home as a stay at home mom. There are many benefits to being a work at home mom &#8211; you don&#8217;t have to worry about dropping kids off &#8230; <a href="http://loudmom.com/2009/02/wahm-jobs-work-at-home-opportunities-for-moms/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>More and more moms today are finding many opportunities to work at home as a stay at home mom. There are many benefits to being a work at home mom &#8211; you don&#8217;t have to worry about dropping kids off at daycare (though sometimes you might still want to consider it!) or having to buy expensive clothes to wear to work.</p>
<p>Some ways to make money from home are good for pocket cash &#8211; others can eventually replace your full-time work income if you work hard enough at it. Below are some of our favorite ways for moms to earn some extra cash:</p>
<p>1. <strong>Become a Full-Time Writer</strong>: There are many places on the web where people can submit articles they write and get paid for it! My favorite is <a rel="nofollow" href="http://www.associatedcontent.com/join.html?refer=120097">Associated Content</a>, where I&#8217;ve published several articles. They pay upfront for well written articles as well as pay performance payments based on how many pageviews your articles get. I&#8217;ve managed to make a nice residual $60 a month so far from writing for them!</p>
<p>2. <strong>Join MyLot</strong>: MyLot was the first place I ever earned money online. It is a discussion forum where you can meet some great people, as well as learn about many other ways to make money online. The things I&#8217;ve learned from other MyLot members about earning money online as a stay at home mom has been worth more than the site has paid me! You can join <a href="http://www.mylot.com/?ref=vera5d">MyLot Here</a> and I will automatically become your first friend!</p>
<p>3. <strong>Start a Blog</strong>: Blogging is a great way to make money online, though it takes a lot of time and patience to start seeing results. Basically, you set up a blog, write outstanding content, get traffic to your site, and before long you can begin earning money through advertisements and affiliate programs.</p>
<p>4. <strong>Start an eBay Business</strong>: You can earn money on eBay by selling items, either things you don&#8217;t want/need from around your house, or you can partner with drop shippers who can hold and ship items for you. People sell all kinds of crazy things on eBay for insane amounts of money &#8211; and you can too! If you need some ideas on where to get started, this <a rel="nofollow" href="http://vera5d.ebfortune.hop.clickbank.net/?tid=LDMMEBAY">eBay Millionaire ebook</a> has it all outlined step by step how you can make a full time income on eBay.</p>
<p>5. <strong>Make Crafts and Sell Them</strong>: Many crafty moms out there have found a fun way to earn money by making crafts and then selling them both online and offline. You can join sites such as Etsy.com and sell your stuff, or you can create your own website.</p>
<p>6. <strong>Virtual Assistant</strong>: There are many professionals out there who need someone who is good at typing or doing other administrative type of jobs from home. All you need is a few steady clients and computer knowledge to run a successful virtual assistant wahm job. Our article on <a href="http://loudmom.com/2009/02/becoming-a-virtual-assistant/">becoming a virtual assistant</a> has what you need to know to get started in this line of work.</p>
<p>Know of any other good WAHM jobs for moms who want to work from home? Share them in the comments below!</p>
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		<slash:comments>2</slash:comments>
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		<title>Money for Starting a Business</title>
		<link>http://loudmom.com/2008/12/money-for-starting-a-business/</link>
		<comments>http://loudmom.com/2008/12/money-for-starting-a-business/#comments</comments>
		<pubDate>Mon, 29 Dec 2008 10:07:30 +0000</pubDate>
		<dc:creator>loudmom22</dc:creator>
				<category><![CDATA[Work & Money]]></category>
		<category><![CDATA[money for starting a business]]></category>
		<category><![CDATA[small business start up]]></category>

		<guid isPermaLink="false">http://loudmom.com/?p=58</guid>
		<description><![CDATA[When you&#8217;re thinking of starting a business, finding the money to start up can be a little daunting. We&#8217;ll take a look at some of the ways you can find money for starting a business &#8211; even when you may &#8230; <a href="http://loudmom.com/2008/12/money-for-starting-a-business/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>When you&#8217;re thinking of starting a business, finding the money to start up can be a little daunting. We&#8217;ll take a look at some of the ways you can find money for starting a business &#8211; even when you may not have much in the ways of savings or additional income.</p>
<p>Before you start looking for money for starting a business, hopefully you&#8217;ve got your business plan already written up &#8211; a business plan will help you make sure you&#8217;re ready to start the business as well as help you determine exactly how much start-up money you will need. If you&#8217;re hoping to apply for a small business loan, a business plan in almost all cases will be absolutely necessary. Speaking to a professional about <a href="http://learnfinancialplanning.com/">financial advice</a> or reading up on business planning is also a good idea before you get started to help you understand your various money options.</p>
<p><strong>Below Are Some Ways to Find Money For Starting a Business</strong>:</p>
<p>1. <strong>Friends and Family</strong>: Borrowing money from relatives or friends can lead to tricky situations, but it can also be one of the easiest ways to obtain money for your small business. Make sure you write a clear contract about repayment, what would happen if you default, and any other stipulations for borrowing the money &#8211; this will help eliminate potential pitfalls if you are unable to pay back your friends and family.</p>
<p>2. <strong>Personal Loans</strong>: Personal loans are somewhat easy to obtain if you have a good credit score, and many times you do not even need a reason for borrowing the money and can be approved in a few days. The pitfall is that they are often not for large amounts of money &#8211; most are under $2500. They are also unsecured loans, which means interest rates may be higher. However, for many businesses, that might just be enough.</p>
<p>3. <strong>Credit Cards</strong>: Credit cards are usually easy to apply for and get &#8211; though they can often have high interest rates, so are better to use if you do not need a lot of start-up capital. You&#8217;ll also want to make sure you&#8217;re careful about repaying it on time so to not damage your credit or rack up additional fees.</p>
<p>4. <strong>Home Equity Credit</strong>: If you own a home, you may be able to refinance or obtain a home equity loan of credit. This is another one to be careful with &#8211; if the business is not successful or you have problems repaying the loan, you may find yourself facing foreclosure.</p>
<p>5. <strong>Consider a Business Partner</strong>: Many people do not want a business partner, and choosing a business partner in itself can have many potential risks. If you know someone though who has similar motivation and ability to run or own a business however, joining forces can help you obtain more start up money for your business.</p>
<p>6. <strong>Save Money</strong>: If you&#8217;re able to wait a few months (or longer) to start your business, continuing your current job and saving as much as you can may be the best decision of all &#8211; that way you do not have to worry about repaying it all back. Check out this blog on <a href="http://yourmoneysavingsecrets.com">easy ways to save money</a> for some ideas to help you reach your goals.</p>
<p>7. <strong>Re-Examine How Much Money You Really Need</strong>: Many businesses can be started up for less than $500. An online business can often be done for less than this &#8211; for example 2 domains and hosting at <a rel="nofollow" href="http://www.1and1.com/?k_id=17016322">1and1.com<a> starts at just $5 a month!</p>
<p>Do you have any suggestions for finding money for starting a business? Share it in the comments below!</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Saving Money as a Stay At Home Mom</title>
		<link>http://loudmom.com/2008/10/saving-money-as-a-stay-at-home-mom/</link>
		<comments>http://loudmom.com/2008/10/saving-money-as-a-stay-at-home-mom/#comments</comments>
		<pubDate>Thu, 30 Oct 2008 12:16:22 +0000</pubDate>
		<dc:creator>loudmom22</dc:creator>
				<category><![CDATA[Work & Money]]></category>
		<category><![CDATA[frugal mom tips]]></category>
		<category><![CDATA[saving money as a stay at home mom]]></category>

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		<description><![CDATA[Saving money as a stay at home mom is probably one of the biggest concerns stay at home moms have, especially when the decision to become a stay at home mom means giving up an additional second income. Fortunately, it &#8230; <a href="http://loudmom.com/2008/10/saving-money-as-a-stay-at-home-mom/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>Saving money as a stay at home mom is probably one of the biggest concerns stay at home moms have, especially when the decision to become a stay at home mom means giving up an additional second income. Fortunately, it is easy to save money as stay at home mom. Some mothers may be surprised to find out that it costs them less now that they are not going to work anymore!</p>
<p>Here are some of our stay at home mom money saving tips:</p>
<p>1. <strong>Examine Your Budget</strong>: This is a crucial step for saving money that many people overlook. You need to know exactly how your money is being spent and what it is going to. By examining your budget you can analyze your spending habits and find new ways to trim your bills that you never thought were otherwise possible. You&#8217;ll also have a clear idea of how much money you need to allot to things like bills and how much you can spend for entertainment or stash away in savings.</p>
<p>2. <strong>Reduce Your Utility Bills</strong>: Many times your utility bills can be reduced simply by doing a few simple things. For example, switching to flourescent bulbs instead of regular light bulbs can shave anywhere from $50-$100 annually. Turn off any lights or televisions you are not using. If you use a cell phone most of the time, you might be able to save money by doing away with a land line phone. (Be careful though &#8211; if switching to just a cell phone means extra minute and usage charges it may not save you any money at all!) You can also save on your heating bill by setting your thermostat lower at night and when no one is home.</p>
<p>3. <strong>Be a Savvy Shopper</strong>: Shopping can make or break a budget. Stores do not make it easy on anyone either, since their goal is to make money. You might notice a value pack, but right below it might be a smaller sized package that is actually cheaper. Reading Labels and price tags is a good start to saving more money. The next step is to only go to the store with a list and only buy what&#8217;s on that list &#8211; if you stray you may end up spending more money than you wanted &#8211; and that won&#8217;t help you save any money as a stay at home mom! Always check brand differences also &#8211; you might find a cheaper version of something in a generic store brand. The stores you shop at can make a big difference too &#8211; a little research can help you find the stores near you that have the lowest prices.</p>
<p>4. <strong>Watch Coupons</strong>: Coupons can make or break your shopping budget. You might think you&#8217;re saving money, but if you have to spend more to save the money, you&#8217;re not really saving money, are you? A generic or other brand might still be cheaper than the one you have the coupon for! Also, don&#8217;t be swayed be rebates if you know you will never turn them in! If you happen to find some great coupons, there may be stores near you that even double them, so keep that in mind also.</p>
<p>5. <strong>Be Creative</strong>: Saving money doesn&#8217;t mean you have to be out of style. You can try homemade beauty products or making things on your own. You can shop clearance racks to find great accessories for your home. You can also reuse many things from your home in different ways. An old shelf out of the garage might just need a new coat of paint and can be used for toys or closet storage.</p>
<p>6. <strong>Build savings into your budget</strong>: Saving money is probably one of the hardest challenges, especially if after you pay the bills and buy groceries not much is left over. Start small &#8211; saving $10.37 a month is better than not saving anything at all. As you continue to find new ways to start saving money as a stay at home mom you&#8217;ll be able to save more and more that can be used to pay off existing debts or have in case of an emergency.</p>
<p>Have any other tips for saving money as a stay at home mom? Share your ideas in the comments below!</p>
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